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August 30, 2008

Safe Computing Tips

Richard Kuper
The Kuper Report
http://TheKuperReport.com

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NOTE:
This article was originally posted August 8, 2007 but is still relevant,
and so we are reposting it now.
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If someone is truly determined to hack into your computer or your emails and they have the tools and knowhow, then they will probably succeed. But you can make it harder for them to do so. Unless it is the government. On Monday, President George W. Bush signed into law an expansion of the Foreign Intelligence Surveillance Act (FISA), giving government expanded rights to intercept phone calls and e-mails without warrants.

You can protect your computer by installing a suite of protection products. One such product, Grisoft's AVG Internet Security Suite has previously been reviewed. (See the original review here and the follow-up here.)


Such suites provide protection from spyware and viruses and a variety of other malware. That would be an excellent first step. And of course be sure to keep it up to date and proactive.

Be very careful what emails you choose to open, and set your email to hide graphics by default. If you are confident that a particular email is from a trusted source, you can always activate the graphics for that individual email as you are viewing it. Turning off graphics in email is a simple way to prevent a lot of the newer means of introducing malware to your computer that just might start capturing everything you do, including all your passwords.

Be very careful about clicking on links, especially in emails that look like they came from your financial institution. The safest way to deal with your financial institution online is to not click on links in emails, but instead go to their website by entering their web address directly into your browser. Otherwise you may end up at a very good copy that looks like your financial institution's website but is instead a rogue site that will collect all the information you type and then will use it to potentially steal your identity, or at least order lots of stuff in your name billed to you but shipped somewhere else.

When connecting to the internet, never do so from a computer id that has administrative rights except when absolutely necessary (e.g., to download and install new software that you purchase online from a reputable source). Being connected to the internet with administrative rights is akin to leaving your front door open while you are not at home and expecting no one will walk in andpotentially walk out with many of your valuables.

When creating passwords, try to use a combination of letters and numbers, and the longer the password the better. Of course, don't write it down and leave it by the computer or where someone could find it.

And if you really want secure communication in email, you need to be sending encrypted email. That's not as easy as all of the other suggestions above. It requires a means for encrypting by the sender and decrypting by the receiver, and the encryption/decryption codes can only be known by just those parties for it to truly be of value.

Does your cell phone have internet access? Then it can be hacked just as easily as your desktop or notebook computer.

One more thing. It does not matter what brand computer or cell phone you have. All are vulnerable.

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February 23, 2008

Privacy & Security Watch: Beware of fake emails appearing to be from a financial institution

Richard Kuper
The Kuper Report
http://TheKuperReport.com

Your money and your identity are precious to you. You money and identity are also of great value to thieves. It is important to be extra vigilant, especially in emails and on the Internet, to protect both.

At the link below, you will find an example of one such real-looking communication, but it could just as easily have been set up to look like it was from whatever bank or financial institution you do business with.

Please note that in order ensure you that you are actually going to the real HSBC website indicated below (they provided this to warn their customers about this particular scam), I have not encoded the link. Please copy it and open a *new* web browser (or new tab), and paste it into your web address bar, and press ENTER. (If you do it on the same page that you are viewing this newsletter on you will need to hit the BACK button on your browser to get back here to read the rest of this article.)

Copy and paste this link to a new web page or new tab:
https://www.us.hsbc.com/1/2/3/personal/inside/securitysite/alerts/alert-1

As you saw if you followed the above instructions, someone was very creative and sophisticated. It looks real.

Remember that just because the text looks legitimate, if it is a live link that you can just click on, you need to verify that where the link is going is where the link claims to be going. I'll provide an example:

Click on the below link (which looks just like the link above):
https://www.us.hsbc.com/1/2/3/personal/inside/securitysite/alerts/alert-1

Other than the fact that the above is a link you can click on (try it - it will open in a new window), you cannot tell by looking at it that it will actually go somewhere else. And if I had created a fake HSBC-looking web page and pointed the link there, you might not have noticed at all because the resulting page would have looked just like an HSBC page (instead of taking you to ThisIsMyStore.com).

Now, move your mouse over the above link and right-click. You will get a list of options, one of which is "properties". Now click on "properties" and you will see that the link will actually take you to http://ThisIsMyStore.com and not to the secure HSBC page. This is an easy way to check where a link may actually be taking you. But note that the link displayed might still look kind-of legitimate, so it is always safest to go directly to your financial institution's website by
entering the proper web address yourself.

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